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What do you want for Your Chattanooga Life? Signal Mountain is a charming community of tree lined streets with homes that range from bucolic cottages to majestic mansions with unbelievable views. St Ives Community is in the heart of Signal Mountain with the library, golf course, shops and award-winning schools within minutes away. The homes in St Ives are built to a standard that says…wow! It’s a place where there are still sidewalks, kids ride their bikes to the pool and catch frogs in the pond. Enjoy living in this custom-built, all brick home with stunning stone accents. It has a side loading 3 car garage with ample flat parking space. From the covered front porch, you enter the foyer where you first see the hardwood floors that are in much of the home. Along the left there is a private hall leading to an impressive office with vaulted ceilings and plenty of windows so working at home is a pleasure. To the right of the foyer is the dining room with gorgeous wainscotting that looks out to the beautifully landscaped front yard. The great room overlooks the back deck with views of the pond beyond. This area is open to the kitchen, creating a large entertaining space with entry to the screened porch where you’ll spend evenings (and mornings and afternoons) listening to the sounds of nature and the distant spray of the pond fountains. The kitchen has a built-in oven, electric cooktop, island with sink, desk area with built ins and a generous walk-in pantry. The back hallway from the garage has plenty of storage with 3 closets! The master bedroom is also on the main level. Plenty of windows light up this large room overlooking the backyard. The large ensuite bath has a soaking tub, separate shower, double sinks and walk in closet. Upstairs there are 3 or 4 more bedrooms, all with large closets, 2 full baths and a huge attic storage area. The peaceful backyard is ideal for a campfire or sitting by the pond when your friends and family visit your Chattanooga life!

Chattanooga Fourth of July Activities


Photo by Brett Sayles on

Saturday 7/2/22

FIREWORKS FEST Northwest Georgia Amphitheater 220 Catoosa Circle Ringgold GA Free

1pm-Crafts market inside. 5pm Outdoor activities. Bands-7:15 and 8:30 Fireworks at 9:30

POPS ON THE RIVER Coolidge Park 150 River St Chattanooga FREE BACK AFTER 3 YEARS!!!!

5:30 Band Love Peace and Happiness

8pm Chattanooga Symphony and Orchestra followed by fireworks over the Tennessee River

SODDY DAISY INDEPENDANCE DAY CELEBRATION Soddy Daisy Municipal Park 9835 Dayton Pike Soddy Daisy FREE

Activities Begin at 9am with food trucks, live music, car show and fireworks.


Moving Boxes

Photo by Alena Darmel on

If you think you need just boxes and tape for your move, think again. Having the right packing and moving supplies on hand can make the difference between a move that is easy and stress-free and something that you never want to do again.

Here is a list of essential moving equipment that you can refer to as you prepare to move. This reminds you what supplies you need to make your move manageable!

Various sizes of boxes

You won’t want to overpack heavy items such as books and dishes. Try to get smaller boxes to fit these heavy items in for easier carrying

Wrap cushioning

Many stores like Lowe’s and Home Depot sell bulk cushioning for moving

Be sure to get a dishes kit as well, the soft Styrofoam inserts in between dishes can make a huge difference in packing.

These inserts save you time by not having to wrap each individual plate and glass separately.

Packing tape

Seems simple enough, right? Packing tape can be a pain if it gets tangled, stuck, and being forced to use scissors for each cut so use a tape dispenser to make it easier.

Utility knife or scissors

Obviously, you’ll need these tools to unpack your boxes but it’s also a great idea to have these on hand while you are packing as well.

Permanent marker to mark boxes

Get boxes with checklist listed on them or use colored labels to identify which boxes go to each room (ex: yellow tags for kitchen, green tags for dining room).

Cargo straps or rope


Perfect for saving trips with multiple boxes and great for heavy items.

Mattress cover

Mattress covers are easily forgotten but it protects your mattress from the moving truck, dirt, etc.

A compact tool box

Many pieces of furniture require disassembling, don’t be stuck without the tools you need

Small Ziplock bags

These are great for putting screws and small pieces of furniture assembly into so that you don’t lose them!

Blue painters’ tape

Use blue painters’ tape to attach the Ziplock bag of screws onto the piece of furniture it belongs to and don’t forget to label it.

Furniture pads and covers

When moving large couches or other pieces of furniture, both items can protect your floors and your furniture from being damaged

Stretch wrap

Stretch wrap has various useful applications in moving. Use it to keep drawers closed on items like dressers and nightstands. You can also use it to protect furniture, especially wood pieces, from scratches and other surface damage.

Large, heavy duty garbage bags

Use these to toss pillows, comforters, and sheets into

Then use the packed bags to cushion fragile things in a moving truck

These can also be used for clothing; keep your clothes on the hanger and place a large garbage bag over the clothing, tie the top of the garbage bag around the top of the hangers.

Cleaning supplies

Having basic cleaning supplies on hand can be more convenient than you think

After you move each piece of furniture, give it a quick dust, mop, broom to leave the place looking fresh for the next person


Sometimes wearing work gloves can assist you in gripping awkward piece of furniture and/or heavy boxes

Can I get packing supplies from my moving company?

You might be tempted to get all your moving supplies from a moving company—after all, it’s a one-stop shop with boxes, tape, and everything else you can think of—but you can usually save money by getting the bulk of your supplies elsewhere.

That being said, you can save money by renting some supplies from a moving company rather than buying them outright yourself.

Many stores break boxes down and throw them away, it doesn’t hurt to go to your local beer/liquor/grocery store to ask for any in-tact boxes they may be getting rid of.

Additionally, some moving, and U-Haul locations will give you used boxes for free.

Other things to note when moving:

  • Hiring a moving company can be pricey but beneficial
    • Get quotes from several companies if you are able.
    • Some moving companies will provide the moving labor if you provide the moving truck, for a lot less
  • Don’t wait until the last minute!
    • Procrastinating when you are making a big move can make it that much more stressful
    • Plan ahead if you need to, make lists, and try to stay as organized as possible
  • Keep a binder with all instruction manuals, warranties etc. to pass off to the next homeowner/start one of your own for your future home.

Flood Zones And How Insurance Can Make It Cost More Even If The Price Is Lower…

Photo by Cz Jen on

Not every house in a flood zone will require flood insurance and if you pay cash, it will be entirely up to you. If you’ve ever had your heart set on a property near the water, contact your homeowner’s insurance agent (your lender or Realtor can provide several for you to call if you don’t have one) and they can let you know if expensive flood insurance is required. If it’s not required….hesitate one more time before taking action and find out as much as you can about the property and its history in a flood zone.

Find out from people who live nearby if they have had any water issues. As you can see in the photo above it’s more than just what is around the house-let’s talk about what’s under the ground. Obviously, the water table. Just because the water ends a few hundred feet away (or closer) from the house…there is still water lurking below the ground…so find out if there have been problems in the past!

Much of the waterfront around the Chattanooga area is surrounded with land owned by The Tennessee Valley Authority which has many restrictions and requires permits for docks. But on the positive side a lot of the waterfront property is so high up that even if it’s technically in a flood zone there should never be an issue with the water reaching the property.

There are more considerations as well. If you have a dock or plan to build one, you have to budget for maintenance and don’t forget the boat which you will NOT buy while waiting to close on the house (we all know not to do this RIGHT??) or you could lose the house sale! Waterfront property will also usually have higher taxes because it is a luxury after all.

Sometimes flood zone properties (not necessarily waterfront) will be priced a little lower. It might be an incentive because of the added costs of having to pay flood insurance. Buyers will sometimes think they are getting a deal because a property is a lot less than competing homes. Looks tempting…but decide if a flood zone property is something you really want with the extra insurance and the RISK of living there. If you’re a buyer looking for a deal, then these additional factors will not be in the economy package. In fact, if you were approved for a loan at a certain amount and then the flood insurance is added to your payment you may NOT be able to afford the house.

Your lender will let you know what you can afford and then you can consider all of these options. But decide how much risk and extra expense you want in your life. If you live close to a waterfront walking trail or park then you might be satisfied with that and save your money for something else that may be more important in Your Chattanooga Life!



7983 Jonathan Drive Ooltewah TN 37363

Enjoy living on the 17th Fairway of the gated golf and waterfront community Hampton On The Lake. Each day choose from a swim in the private neighborhood pool or fill the cooler and take your boat out at the community boat ramp and dock. Enjoy watching the golfers or join the newly redesigned Ooltewah Club (Formerly Champions Club) with easy access to the course from your own golf cart garage. The 2 story entrance leads to a light filled great room with a 2 story stacked stone gas fireplace and bookcases. Elegant wrought iron lighting fixtures with crystals and etched glass offer fabulous focal points in several rooms. Along the back windows are the kitchen dining area and the keeping room with a gas fireplace and bookcases. Dappled afternoon light makes this a delightful place to plan your kitchen endeavors with no lack of space or resources. You’ll have a Wolf 6 burner dual fuel range with double ovens, Miele steam wall oven and warming drawer, oversized island with sink, large pantry with shelving, display cabinets, and appliance storage. The garage entry hall has a bench and cubbies for shoe storage, charging station, half bath and a large laundry with utility sink, marble countertops, cabinets and shelving. On either side of the foyer, you’ll find the dining room with crown molding and the office, both overlooking the front yard. A private hall leads to the master bedroom overlooking the golf course which features dual vanities, jetted tub, shower with 2 showerheads and bench, and a closet with dual sides. The open staircase leads from the great room to an upstairs landing and hallway overlooking the rooms below. Upstairs there are 4 bedrooms with large closets, 3 bathrooms, a bonus room with storage and a huge walk out attic area. The lower level living area opens to the patio, hot tub and level back yard with a guest suite facing the golf course. The utility garage is perfect for your toys and golf cart. There is a large expansion area for your dream project and a storm shelter area as well. All of this with sidewalks and gas lit street lamps! Call me for a tour (423)320-5121

Is A Starter Home Your Pot Of Gold?

My pot of gold for today is stewing in the Slow Cooker as it always does on March 17. My grandfather was proud and Irish. Although he died when I was only 2, my mother carried on the corned beef tradition as I do today. My kids always hated it. However, my adult son was home last year AND SEEMED TO LIKE IT! I’m surprised he even tried it after years of pretending to choke on the smell.

But our tastes change. In food and styles and just about everything else. I was reading the other day that younger buyers in some areas have been priced out of starter homes and are being forced to go to the next home they might have bought because the smaller homes they would likely start out in are simply not there to buy.

This is sad on one hand because it’s so fun to have that starter home and really mess it up with DIY projects. I mean paint etc, not electrical and plumbing! Please don’t attempt those without a professional! But we learn from our young mistakes and we have so much more energy when we are young to take crazy projects on.

But our tastes change in homes too and as we age, we might want more privacy and need more space. Having done really awful things to our first home we might be wiser. If you’re not following me then maybe I’m the only one who painted the tin roof of my first house blue…

The advantage of investing directly in the next house you might buy is possibly more equity faster as prices go up, because the demand for more bedrooms and bathrooms will let those bigger homes appreciate more that the tiny starter home. Considering the values of the surrounding homes which are likely also worth more with more beds and baths. If you can afford to do this is might be a better investment.

Happy St Patrick’s Day. Have a fun day with green waterfalls, silly foods and maybe start a DIY project you were afraid to try. Maybe it will be your pot of gold!